"Digital solutions that align precisely with your business – as a #financierofprogress we give you precisely that. Visit our digital.next platform for more information."

Johannes Anschott, Member of the Board of Management


“We believe digitalisation is about serving people”

Big data, omni-channel, user experience, mobile payments. Digitalisation is pervading our everyday lives. As the Bavarian bank for the German economy, we strive for solutions that put your needs first. Which is why we’ve created digital.next. With digital.next you have an additional platform to use the services you need. We’ve had customers from various industries test it in detail and then applied the results during development. Feel free to test our digital solutions for yourself, and let us know your honest opinion. We look forward to receiving your feedback.

Johannes Anschott, Member of the Board of Management

Digital solutions for your requirements

Our digital.next products are the perfect enhancement to our consulting services: digital solutions that make your everyday work easier. Get the information you’re looking for – fast and whenever you need it. This saves you valuable time while keeping you in the know. And should you have any questions, you can always of course get in touch with us in person or by telephone or e-mail.


The portal for our customers

  • Your one-stop access to our online solutions including Single Sign-On
  • See all your accounts, to include a listing of account transactions, at a glance
  • Find the current market value of your interest rate and commodities derivatives
  • Read the very latest research data
  • Digital account documents, including account statements, posted to the electronic shared inbox


The software solution for your finances

  • Record your SEPA/foreign payments transactions and recurring payments
  • Convert your balance statements and snapshots for financial bookkeeping systems 
  • Save money through automation
  • Transfer encrypted data using a secure connection

e.client.next app

The transaction banking app

  • Access and display your account statements in detail
  • Access all signatories and payment authorisations using the EBICS VEU (distributed electronic signature)
  • Integrate your banking relationships and accounts with all German financial institutions (multi-bank capability)
  • Enjoy the flexibility: electronic signatures from anywhere in the world


The electronic statement that’s fit to print

  • Print your PDF account statements using the e:Banking EBICS interface
  • Perfect both for printing and digital filing thanks to the standard size and format
  • The PDF/A-1 format fulfils ISO norm 19005-1:2005


More digital products to come.