"One look in client.next tells you
all you need to know for the day."

Thomas Klüner, Relationship Manager


"One look in client.next tells you
all you need to know for the day."

Thomas Klüner, Relationship Manager

In our client.next customer portal, you take centre stage

We want you to feel just as much at home on our digital platforms as when you’re talking to your trusted relationship manager. client.next is a secure environment that offers only the products and services that are relevant to you. And client.next is so easy to use – and easy on the eyes, too, no matter whether you’re using a tablet, smartphone or notebook. So whether you’re at home or on the go, keeping track of your transactions with us will be convenient and comfortable. Test client.next now with no obligation and see for yourself!


One portal – countless opportunities: client.next gives you single-sign-on access so you can immediately go to your current accounts or interest rate and commodities derivatives, or get the latest research data. Furthermore, all your account documents can be obtained digitally from the shared inbox. 

Current Accounts

  • View a list of all your current accounts
  • Displays your booked and earmarked transactions
  • Sort and list


  • Stay on top of all the latest research – every day
  • Get all the publications, with analyses and forecasts by our experts – in just one click
  • Find what you want right away with our smart search and filter tools

Customer Valuation Tool

  • Get an overview of the valuations for interest rate derivatives, FX products, FX options, energy and commodity derivatives and precious metals with this innovative tool
  • See today’s valuations for positions
  • Download individual reports as PDFs or Excel files to update data

Shared inbox

  • Secure posting of banking documents including digital account statements
  • Quick overview of your banking documents by means of a clear user interface and helpful search and filter tools
  • Digital account statements which meet ISO 19005-1:2005 standards and are accepted by the German tax authorities    

Your credit overview

  • View your credit balances, updated every day
  • Get an overview of the main parameters for current accounts, guarantee credits and loans
  • Export your credit data in a convenient Excel file for further processing

Securities account

  • Information on securities accounts is available 24/7 on all devices
  • Changes in the portfolio and transactions settled are shown the next day
  • Keep an eye on fund mandates of asset management companies
  • Quick and easy search function
  • Modern design and operation

Employee administration

  • Efficient self-administration and clear overview of activated employees and their rights in the customer portal
  • One-time establishment of support rights for selected employees by BayernLB
  • Deactivation, reactivation and deletion of users in the customer portal is effective immediately and at any time - without long process routes, this is done on the company side without the bank

Your personal portal for on the go

With client.next you can keep track of your BayernLB transactions, anytime and anywhere. Thanks to state-of-the-art web technology and the strictest of security standards, you can now also access our customer portal with your smartphone or tablet. The responsive web design gives you an optimal display that is easy to use. We know because we've let our customers from various industries test it. With the result that client.next is designed around the needs of our clients. Your feedback is important to us.

# Sticky Contact

Call your relationship manager from within the app or send them an email.

# Customer Valuation Tool

Your interest rate derivatives, FX products, FX options, energy and commodity derivatives, and precious metals – right on the homepage

# Shared inbox

Check all of your banking documents including digital account statements from anywhere

# Research

Read up on the latest research data directly on your smartphone or tablet

# Current Accounts

Always have your account balances and current account transactions at your fingertips

Need research? Search no more!

BayernLB’s Research team offers you quick access to all the latest analyses, forecasts and investment recommendations in all the key economies and financial markets. Our reports provide short and medium-term forecasts and a glimpse into the next five years, equipping you with the key information to make successful investment decisions. We also explore megatrends and their impact on the economy and financial markets. 

But that’s not all: We hold telephone conferences on current topics and are happy to give presentations at a venue of your choice. Also, you can speak with our analysts personally at any time for individual advice.  In addition to our extensive research data and high-quality consulting, we stand apart from the crowd with our forecasts, which have been getting top ratings from independent institutions for years.

Research in #client.next

  • Stay on top of all the latest research – every day
  • Access short/medium and long-term forecasts for key economies and financial markets
  • Read our brief comments on economic issues

Well-grounded analyses and forecasts

  • See our detailed studies on sovereign bonds and the corporate and covered bond markets
  • Check out our country and sector analyses
  • Read about our take on the current megatrends and their implications for the economy and financial markets

Daily updates – direct contact

  • Learn more about our telephone conferences on current economic and capital market issues
  • Find what you want now using our smart search and filter tools 
  • Get in touch directly with the researchers